See your rate clearly. Find out if you're overpaying on your bond.

Whether you're buying your first home or already have a bond, clxr shows what you qualify for in 60 seconds. Check if you can lower your rate, or see what property value you can afford. No credit check, no spam.

Check my rate → How it works

See your potential savings

R1,847You could save per month if your bank matched 9.50%

Based on Prime - 1%. We'll check if you qualify.

● LIVE • Rate review in 51d • 17 Sept

If MPC hikes +0.25%, you pay +R284/mo more

You: 10.50% on R1,695,257 • Prime 10.50% • Low 10.00%
Balance
Rate
Term
MPC move
CUTHIKE
Impact
+0.25%
NOW
R16,641R16,925
NEW PRIME
10.75% +R284/mo
You keep if cut, you pay if hike
+R1,420
extra in 2026 if hike holds
Check if overpaying →
home

Your home loan journey, simplified

See how clxr saves you at every step of the cycle.

Free to start. Premium to save more.

Check if you're overpaying in 60 seconds free forever.

Your paths. One clear answer.

We use the same affordability formulas banks use. But we check all of them, so you don't have to.

1

Tell us your numbers

Buying: income, expenses, deposit. Takes 60 seconds.

2

See if you qualify

We check against banks' criteria.

3

Get your next step

Overpaying? Get a pre-written email to your bank.

Questions you're probably asking

No sales call. No credit check. Just clarity.

What homeowners are saying

Real results from clxr users.

R250k+
Avg potential saving
60 sec
Average check time

"My bond rate was 11%. clxr showed I qualified. Used their draft email and my bank matched it. Saving R2,100+ per month."

DM
Dee M.
Saved R500k+
Featured

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MPC in 51 days • Prime 10.50%
R1,847/mo
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